Estimate your Virginia take-home pay instantly — free, no signup, updated for 2026. Progressive 2%–5.75%.
In Virginia, take-home pay equals gross wages minus federal income tax, Virginia's progressive 2%–5.75% state income tax (Va. Code § 58.1-320, withheld per Form VA-4 with the Virginia Department of Taxation — 2026 personal exemption $930 per allowance, standard deduction $8,500 single / $17,000 MFJ), 6.2% Social Security (up to the $184,500 wage base in 2026), and 1.45% Medicare (+0.9% above $200,000). No Virginia city or county — Virginia Beach, Richmond, Norfolk, Chesapeake, Alexandria, Arlington, Fairfax — imposes a local wage tax. On a $75,000 salary, a single Virginia filer nets roughly $57,538 per year (~$2,213 biweekly, ~$2,397 semimonthly, ~$4,795 monthly); a $50,000 salary nets about $39,738/yr, and $100,000 nets about $73,688/yr.
Your salary is below the Virginia median. Negotiating a raise, switching roles, or relocating can help close the gap.
US State Paycheck Calculator · usstatepaycheckcalculator.com · Generated August 12, 2026
| Gross pay | $65,000.00 / annual |
| Pay type | Salary |
| State | Virginia |
| Filing status | Single |
| Allowances | 0 |
| 401(k) contribution | — |
| Health (pre-tax / period) | — |
| HSA (pre-tax / period) | — |
| Other pre-tax / period | — |
| Line item | Per annual | Annual |
|---|---|---|
| Gross pay | $65,000.00 | $65,000 |
| Federal income tax | −$5,620.00 | −$5,620 |
| State income tax | −$3,480.00 | −$3,480 |
| Social Security (6.2%) | −$4,030.00 | −$4,030 |
| Medicare (1.45% + 0.9% over threshold) | −$942.50 | −$943 |
| Pre-tax deductions | −$0.00 | −$0 |
| Net take-home | $50,927.50 | $50,928 |
Effective tax rate: 21.6% · Marginal federal: 12%
Estimate only — not tax or payroll advice. Based on 2026 IRS federal brackets, FICA rates (Social Security wage base $184,500), and the selected state's published tax rules. Excludes itemized deductions, household credits, local/city/county taxes, employee-paid SUI/SDI, garnishments, post-tax benefits, equity compensation, and bonus/special supplemental withholding.
These are the exact rules and constants used to produce your results — the same content included in the PDF report.
A quick snapshot of which tax categories are actually applied to your current inputs — and which are intentionally excluded.
See the full excluded list — with per-item explanations — in "What's not modeled" below.
Review the deductions, credits, and exemptions this estimator intentionally excludes — so you know what to double-check before relying on the numbers or downloading the PDF.
| Line item | Per annual paycheck | Annual |
|---|---|---|
| Gross wages | $65,000.00 | $65,000 |
| Federal income tax | ||
Federal income tax (IRS brackets) Marginal bracket 12% · 2026 IRS Rev. Proc. 2025-32 | −$5,620.00 | −$5,620 |
| FICA payroll taxes | ||
Social Security (6.2%) 6.2% of FICA wages, up to $184,500 cap | −$4,030.00 | −$4,030 |
Medicare (1.45%) No wage cap — applies to every dollar of FICA wages | −$942.50 | −$943 |
Additional Medicare (0.9%) Not applicable — kicks in over $200,000 for Single | −$0.00 | −$0 |
| Total FICA | $4,972.50 | $4,973 |
| State income tax | ||
Virginia state income tax Progressive brackets applied to state taxable wages | −$3,480.00 | −$3,480 |
| Total withholding | ||
| Total taxes + deductions | $14,072.50 | $14,073 |
| Net take-home pay | $50,927.50 | $50,928 |
Calculated using 2026 IRS federal brackets (Rev. Proc. 2025-32), the $184,500 Social Security wage base, a $16,100 standard deduction for Single, and the Virginia 2026 state tax rules. Pre-tax 401(k) reduces federal taxable wages but is still subject to FICA; health and HSA contributions reduce both federal and FICA wages. Estimate only — not tax advice.
Estimated Virginia take-home pay at four salary levels for each filing status. Assumes no pre-tax deductions (401(k), HSA, health), zero VA-4 personal exemptions, and 2026 federal brackets, Virginia's 2%/3%/5%/5.75% brackets (Va. Code § 58.1-320), and FICA (6.2% Social Security up to the $184,500 wage base + 1.45% Medicare). Virginia has no local wage tax, so results are identical for Virginia Beach, Richmond, Norfolk, Arlington, Alexandria and Fairfax residents.
$50,000
Single
$50,000
Married (MFJ)
$75,000
Single
$75,000
Married (MFJ)
$100,000
Single
$100,000
Married (MFJ)
$150,000
Single
$150,000
Married (MFJ)
Use the calculator above to layer VA-4 personal exemptions ($930 each), the Virginia standard deduction ($8,500 single / $17,000 MFJ), 401(k)/HSA contributions, and additional Line 4 withholding on Form VA-4.
Unlike Ohio, Pennsylvania, Michigan or New York City, no Virginia city, county or independent city imposes a local wage or earned-income tax (see the Code of Virginia — localities may levy real-estate, personal-property, business license (BPOL), meals, lodging and cigarette taxes, but not a payroll income tax). A single filer earning $75,000 sees the same paycheck whether they live in Virginia Beach, Richmond or Arlington County.
City of Virginia Beach — Hampton Roads. Personal-property (car) tax and real-estate tax apply, but no local wage tax on paychecks.
City of Richmond — state capital. Meals tax (7.5%) and lodging tax apply to consumers, but no local income or wage tax withheld on W-2 wages.
Arlington County (Northern Virginia). No local wage tax — federal, VA state (2%–5.75%) and FICA only. Reciprocity with DC and MD still applies for cross-border commuters. See DC reciprocity and Maryland reciprocity below.
Cross-border note: Virginia has income-tax reciprocity with the District of Columbia, Maryland, Pennsylvania, West Virginia and Kentucky. A Virginia resident working in DC or Maryland files Form VA-4 with their VA employer and typically owes only Virginia state income tax on those wages — no DC or MD withholding.
Under Va. Code § 58.1-342(A), Virginia honors income-tax reciprocity with five jurisdictions. A Virginia resident who works in one of these states (as a regular commuter, not a domiciled worker) is exempt from that state's income-tax withholding — only Virginia's 2%–5.75% is withheld. Details and the correct exemption form for each pairing:
DC does not tax non-resident wages at all (DC Code § 47-1806.01), so a Virginia resident working in DC never has DC income tax withheld. Give your DC employer Form D-4A (Certificate of Non-residence in DC) and your VA-4 so Virginia's 2%–5.75% is withheld on the same wages. Common Arlington / Alexandria / Fairfax commuter scenario.
Under the MD–VA reciprocity agreement, a Virginia resident earning wages in Maryland files Form MW507 with the MD employer, checking the reciprocity/exempt box in line 4. Maryland state and county income tax withholding stops; Virginia withholds 2%–5.75% via VA-4 instead. Applies to regular wage earners, not to lottery winnings or Maryland-source rental/business income.
A Virginia resident working for a Pennsylvania employer files Form REV-419 (Employee's Nonwithholding Application). PA's 3.07% Personal Income Tax withholding stops; Virginia's 2%–5.75% is withheld via VA-4. Note: Philadelphia Wage Tax (3.75% resident / 3.44% non-resident) is a city tax outside the reciprocity agreement — it still applies to wages earned in Philadelphia.
A Virginia resident working in West Virginia files Form WV/IT-104R (Certificate of Non-residence) with the WV employer. WV income tax withholding stops; Virginia withholds 2%–5.75% via VA-4. Common for residents of far-southwest Virginia (Bristol, Abingdon) commuting into Charleston or the Eastern Panhandle.
Kentucky reciprocity applies only to Virginia residents who commute daily to a Kentucky job (Ky. Rev. Stat. § 141.070). File Kentucky Form 42A809 (Certificate of Nonresidence) with the KY employer to stop KY's flat 4% withholding; VA-4 governs Virginia's 2%–5.75% withholding at home. Kentucky local occupational license taxes (Louisville 2.2%, Lexington 2.25%, etc.) are separate city/county taxes outside the reciprocity agreement and are still withheld on wages earned inside those localities.
Answers to the most common Virginia paycheck, VA-4, and take-home pay questions for 2026.
| State Income Tax | Progressive brackets |
| Federal Brackets | 10% / 12% / 22% / 24% / 32% / 35% / 37% |
| Social Security | 6.2% up to $184,500 |
| Medicare | 1.45% (+0.9% above $200,000) |
| Standard Deduction (single) | $15,000 |
Progressive 2%–5.75%.
Single filer, no pre-tax deductions, 2026 rates.
| Annual | Federal | VA State | Net Biweekly | Net Annual |
|---|---|---|---|---|
| $35,000 | $2,020 | $1,755 | $1,098 | $28,548 |
| $50,000 | $3,820 | $2,618 | $1,528 | $39,738 |
| $75,000 | $7,670 | $4,055 | $2,213 | $57,538 |
| $100,000 | $13,170 | $5,493 | $2,834 | $73,688 |
| $150,000 | $24,734 | $8,368 | $4,055 | $105,424 |
Bordering Virginia — compare take-home pay across state lines.
States you visit will appear here for quick access.
Enter gross pay — your salary or hourly wage before any taxes or deductions come out. The calculator does the pre-tax math for you; do not subtract your 401(k), HSA, or health premiums first. The 2026 engine then runs the same six-step pipeline for every Virginia paycheck:
Results are estimates for 2026 W-2 wages and are not a substitute for Form W-4, your Virginia withholding certificate, or advice from a licensed tax professional.
Keep exploring Virginia paycheck math with related calculators from US State Paycheck Calculator:
