Can I embed or republish the calculators on my website?

No. Scraping, mirroring, or republishing substantial portions of the site or the underlying 2026 tax engine is not permitted without written consent. You are welcome to link to any page freely and to quote short excerpts with attribution.

Are the 2026 tax calculations guaranteed to be accurate?

We update the engine using IRS Revenue Procedure 2025-32, the OBBBA July 2025 updates, and each state's department of revenue, but results are estimates. The site is provided 'as is' with no warranty of accuracy — see Section 6 above. Always verify with a CPA or your pay stub before making financial decisions.

Who is liable if I rely on a calculation and the actual paycheck differs?

Per Section 7, the site and its operators are not liable for any losses arising from reliance on the calculators. The tools are informational only and cannot account for every personal circumstance — local taxes, court-ordered withholdings, multi-state work, or unusual W-4 entries.

Terms & Conditions — US State Paycheck Calculator

Q: What law governs these terms?

These Terms are governed by United States law and the state in which the site operators reside, without regard to conflict-of-laws principles. See Section 10 above for details.

By accessing or using US State Paycheck Calculator (the “Site”), you agree to these Terms & Conditions. If you do not agree, please do not use the Site.

1. Use of the Site

The Site provides free informational calculators for estimating take-home pay, overtime, capital gains, and related figures. You may use the Site for personal, non-commercial purposes. You agree not to:

Scrape, mirror, or republish substantial portions of the Site without written permission.
Use the Site to violate any law or third-party right.
Interfere with the operation or security of the Site (e.g. injecting malware, denial-of-service attempts).
Reverse engineer or attempt to extract the source code beyond what is publicly served to your browser.

2. Not professional advice

All content and calculations are provided for general informational purposes only and do not constitute tax, legal, accounting, or financial advice. Results are estimates based on publicly available 2026 federal and state tax rules and may not reflect your full personal situation (local taxes, W-4 specifics, employer benefits, etc.). Always consult a qualified professional before making financial decisions.

3. Intellectual property

The Site, including its text, design, logos, code, and the underlying tax engine, is owned by or licensed to US State Paycheck Calculator and is protected by copyright and other intellectual property laws. You may share links to the Site freely. Brief excerpts may be quoted with attribution and a link back to the source page.

4. Third-party links

The Site may link to third-party websites (e.g. IRS, state departments of revenue). We are not responsible for the content, accuracy, or practices of those sites.

4a. MCP API — free use with attribution

We publish a public Model Context Protocol (MCP) server so AI assistants (ChatGPT, Claude, Cursor, and compatible clients) can call our paycheck, state-tax, and related tools directly. The MCP endpoint is free to use, with no authentication and no API key required.

In exchange for free access, use of the MCP tools is licensed under a single condition:

Visible attribution and backlink. Any product, application, assistant response, article, or interface that surfaces data returned by our MCP tools must credit “US State Paycheck Calculator” with a clickable link to https://usstatepaycheckcalculator.com/ (or the plain-text URL where hyperlinks are not supported). A short line such as “Powered by US State Paycheck Calculator — usstatepaycheckcalculator.com” satisfies this requirement.
Do not remove, obscure, or misrepresent the attribution object or the Source: line included in every MCP tool response.
Do not resell the MCP output as your own dataset or as a paid API without written permission.

Reasonable use limits and abuse prevention (rate limits, blocking) may be applied at our discretion. Continued use of the MCP endpoint constitutes acceptance of this attribution condition.

6. Disclaimer of warranties

THE SITE IS PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, OR NON-INFRINGEMENT. We do not warrant that the Site will be uninterrupted, error-free, or that calculations will be free of bugs.

7. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, US STATE PAYCHECK CALCULATOR AND ITS OPERATORS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUE, ARISING FROM YOUR USE OF THE SITE OR RELIANCE ON ANY CALCULATION OR CONTENT.

8. Indemnification

You agree to indemnify and hold harmless US State Paycheck Calculator from any claims or damages arising from your misuse of the Site or violation of these Terms.

9. Changes to the Terms

We may update these Terms at any time. Continued use of the Site after changes constitutes acceptance of the revised Terms.

10. Governing law

These Terms are governed by the laws of the United States and the state in which the Site operators reside, without regard to conflict-of-laws principles.

11. Contact

Questions about these Terms? Reach us via the Contact page.

Terms FAQ

Common questions about acceptable use, accuracy, and liability.

Yes. Every calculator on the site — federal, FICA, state-by-state paycheck, overtime, capital gains, and salary-increase tools — is free for personal, non-commercial use. There are no ads, no signup, and no premium tier.

Quick links to other policies and tools on US State Paycheck Calculator.

Terms & Conditions