How much will I take home on a $50,000 salary in Oregon?

On a $50,000 annual salary in Oregon filing single with no extra deductions, the estimated 2026 take-home is roughly $38,281 per year (about $1,472 per biweekly check).

How do I calculate my Oregon paycheck?

Start with gross pay, subtract any pre-tax deductions (401(k), HSA, health insurance), apply the 2026 federal brackets, apply Oregon's state income tax, then withhold FICA at 6.2% Social Security (up to $184,500) + 1.45% Medicare.

What taxes come out of a Oregon paycheck?

Federal income tax, Oregon state income tax, Social Security (6.2%), and Medicare (1.45% with an extra 0.9% above $200,000 in wages). Optional pre-tax deductions reduce taxable income.

Is this Oregon paycheck calculator updated for 2026?

Yes — federal brackets, the $184,500 Social Security wage base, standard deductions, and Oregon's listed state rates all reflect 2026 values per IRS Revenue Procedure 2025-32 and the OBBBA (July 2025) updates.

How does pay frequency change my Oregon take-home pay?

Your annual tax bill is the same whether you're paid weekly (52), biweekly (26), semimonthly (24), or monthly (12) — the calculator annualizes gross wages and then divides the net back out. Per-check take-home differs slightly because federal withholding tables round each period and FICA stops mid-year once you hit the $184,500 Social Security wage base. On a $50,000 Oregon salary the ~$38,281 annual net works out to about $736 weekly, $1,472 biweekly, $1,595 semimonthly, or $3,190 monthly.

What counts as taxable income on a Oregon paycheck?

Taxable wages are your gross pay minus qualifying pre-tax deductions — 401(k) / 403(b) traditional contributions, HSA, FSA, and Section 125 health, dental, and vision premiums. That reduced amount is what federal and Oregon state income tax is calculated on. FICA (Social Security + Medicare) still applies to 401(k) contributions but not to Section 125 health premiums or HSA. Post-tax deductions (Roth 401(k), garnishments, life insurance) do not lower taxable income — they just reduce net pay.

Who should use this Oregon salary paycheck calculator?

Anyone paid W-2 wages in Oregon who wants a fast estimate of net take-home: salaried employees comparing offers, hourly workers planning shifts and overtime, job seekers negotiating salary, HR and payroll professionals sanity-checking a check, and people budgeting for a move to or from Oregon. It handles single, married filing jointly, and head-of-household filers with pre-tax 401(k), HSA, and health deductions. It is an estimate — not a substitute for Form W-4 or your state withholding certificate or a CPA.

How much do I take home on a $75,000 salary in Oregon?

A $75,000 Oregon salary (single filer, no pre-tax deductions, 2026 rates) yields about $55,331 per year statewide — roughly $2,128 biweekly, $2,305 semimonthly, or $4,611 monthly. Oregon state income tax costs about $6,262, federal is ~$7,670, and FICA is ~$5,738. Subtract another ~$75 for the Statewide Transit Tax (STT, 0.1%) and — if you live in Portland/Multnomah County above the threshold — Preschool for All (1.5%) and Metro SHS (1.0%). At $60,000 you net about $45,441; at $100,000 about $70,731.

What are the Oregon state income tax brackets for 2026?

Oregon uses a four-bracket progressive Personal Income Tax under ORS Chapter 316: 4.75% on the first slice of taxable income, 6.75% on the next slice, 8.75% on the middle bracket, and a 9.9% top rate that kicks in above roughly $125,000 single / $250,000 married filing jointly. Brackets are indexed annually by the Oregon Department of Revenue; the 9.9% top rate is one of the highest state marginal rates in the US and applies to all wages above the threshold — there is no cap.

Does Oregon have its own W-4, and how does Form OR-W-4 work?

Yes. Oregon Form OR-W-4 (Oregon Employee's Withholding Statement and Exemption Certificate) sets your state withholding independently from the federal IRS Form W-4, because Oregon uses different brackets, its own standard deduction (~$2,745 single / $5,495 MFJ for 2026), and its own personal-exemption credit. If you don't file OR-W-4, employers default to Single with zero allowances — which usually over-withholds. File a fresh OR-W-4 whenever you marry, add dependents, take a second job, or move into or out of Multnomah County or Metro so PFA / SHS withholding is set correctly.

What is the Oregon Statewide Transit Tax (STT) on my paycheck?

The Statewide Transit Tax is a flat 0.1% employee-withheld tax on all Oregon wages, dollar one, with no exemption and no cap — authorized by ORS 320.550 and enacted in 2018 to fund ODOT public-transit projects. Every Oregon employer must withhold it and it appears on pay stubs as "OR STT" or "OR Statewide Transit." On a $60,000 Oregon salary that's $60/year; on $100,000, $100/year. It is NOT the same as the TriMet or LTD transit district taxes (those are employer-paid).

Is TriMet tax deducted from my Oregon paycheck?

No — the TriMet Transit District Payroll Tax (0.8137% in 2026) and the Lane Transit District Payroll Tax (LTD, 0.79% in 2026) are paid by the employer, not withheld from your wages. They appear on some pay stubs for transparency but do not reduce your net pay. TriMet applies to wages earned inside the TriMet district (most of Multnomah, Washington, and Clackamas counties around Portland); LTD applies inside the Eugene/Springfield transit district. Both are authorized under ORS 267.385 and administered by the Oregon Department of Revenue on the employer's OR-STT-1 return.

What are the Multnomah County PFA and Metro SHS taxes, and who owes them?

Two Portland-area high-earner surtaxes stack on top of Oregon state income tax: Multnomah County Preschool for All (PFA) — 1.5% on taxable income above $125,000 single / $200,000 joint, rising to 3.0% above $250k/$400k (Multnomah County Code Ch. 11.500) — and Metro Supportive Housing Services (SHS) — 1.0% above $125,000 single / $200,000 joint (Metro Code Ch. 7.05). Both are owed by residents of Multnomah County / the Metro district regardless of where they work, AND by nonresidents on income earned inside those boundaries. Employers may withhold voluntarily on Form Metro/MultCo OPT, but many high earners owe a balance due at filing.

What is the Eugene Community Safety Payroll Tax (CSPT)?

Eugene levies a Community Safety Payroll Tax under Eugene Code Ch. 3.750 to fund police, fire, and municipal court services. In 2026 the employee portion is a tiered rate (roughly 0.30%–0.44% depending on wage level) withheld from paychecks for work performed inside Eugene city limits, plus an employer-paid portion of ~0.21%. It applies to the worksite, not residency — a Springfield resident who works in Eugene owes it; a Eugene resident who works fully remote for an out-of-city employer does not. It appears on the pay stub as "EUG CSPT."

How is overtime taxed on an Oregon paycheck?

Overtime in Oregon is taxed at the same marginal rates as regular wages — Oregon has no special "overtime tax." Hours over 40 in a workweek pay at 1.5× under ORS 653.261, and that gross flows through the normal 4.75%–9.9% Oregon brackets, federal brackets, 6.2% Social Security (to $184,500), and 1.45% Medicare. Because a big overtime week bumps a single period into a higher withholding bracket, that check looks over-taxed, but it evens out on your Oregon Form OR-40 at year-end. Starting tax year 2026, the federal OBBBA Overtime Premium Deduction (up to $12,500 single / $25,000 MFJ of the 0.5× premium) can be claimed on your federal return; Oregon has not conformed as of the 2026 filing season.

Why is Portland take-home lower than the rest of Oregon?

Because Portland-area residents pay Oregon's 4.75%–9.9% state income tax PLUS up to two local surtaxes — Multnomah County PFA (1.5% / 3.0%) and Metro SHS (1.0%) — that don't exist elsewhere in the state. Salem, Bend, Medford, and Eugene residents owe only the state income tax and the 0.1% Statewide Transit Tax; Eugene workers also pay the CSPT. A Portland-Multnomah resident earning $200,000 owes about $200 STT + 1.5% × ($200k − $125k) PFA + 1.0% × ($200k − $125k) SHS ≈ $2,075/year more than an identical earner in Bend or Medford.

What is the Oregon federal tax subtraction and how does it lower state tax?

Oregon is one of a handful of states that lets residents subtract a portion of their federal income tax liability from Oregon taxable income under ORS 316.680. For 2026 the maximum federal tax subtraction is roughly $8,250 (indexed) and phases out for higher AGIs — fully phased out around $145,000 single / $290,000 MFJ. It is claimed on Form OR-40 line 10, not through payroll withholding, so your paycheck reflects the full 4.75%–9.9% bracket; the subtraction shows up as a refund (or smaller balance) at filing. This is a key reason Oregon's headline 9.9% top rate is less punishing in practice than states without any federal-tax offset.

Oregon Salary Paycheck Calculator 2026 — Free Take-Home Pay Estimator

How much do I take home in Oregon?

In Oregon, take-home pay equals gross wages minus federal income tax, Oregon's graduated Personal Income Tax (PIT) of 4.75%–9.9% (ORS Ch. 316, withheld per Form OR-W-4 with the Oregon Department of Revenue), 6.2% Social Security (up to the $184,500 wage base in 2026), 1.45% Medicare, and the Statewide Transit Tax (STT) of 0.1% on all Oregon wages (ORS 320.550). Depending on where you live and work, additional local payroll taxes may apply: Multnomah County Preschool for All (PFA) 1.5%/3.0% above $125k single / $200k joint, Metro Supportive Housing Services (SHS) 1.0% above the same thresholds, and Eugene Community Safety Payroll Tax (CSPT) ~0.44% employee share. On a $60,000 salary, state-and-federal net is roughly $45,441 per year (~$1,748 biweekly, ~$1,893 semimonthly, ~$3,787 monthly); a $75,000 salary nets about $55,331 per year — subtract PFA / SHS / CSPT if your resident or work jurisdiction triggers them.

1Pay Details
2Your State
3Results

Step 1 — Your Pay

Gross Pay

Pay Frequency

Pay Type

Step 2 — Your State

State

Filing Status

Allowances

Oregon local & transit taxesLive in results

Multnomah County PFA — 1.5% above $125k, 3.0% above $250kMetro SHS — 1.0% above $125k (Portland-metro residents)Eugene CSPT — 0.44% employee tax on Eugene worksite wages

The 0.1% Statewide Transit Tax (STT) is applied automatically to all Oregon wages. TriMet & LTD are employer-paid and don't reduce your net.

Your Estimated Take-Home Pay

$48,956.00

per annual paycheck (1 per year)

Gross Pay$65,000.00

100.0%

Federal Tax−$5,620.00

8.6%

Oregon State Tax−$5,451.50

8.4%

Social Security−$4,030.00

6.2%

Medicare−$942.50

1.5%

Pre-tax Deductions$0.00

0.0%

Net Take-Home$48,956.00

75.3%

Annual take-home

$48,956

Monthly take-home

$4,080

Good salary benchmark — Oregon

vs Oregon median household salary of $80,426/yr

81%

of Oregon median

−$15,426

below median

$0Oregon median: $80,426$160,852

Comparing against Oregon median household income · $80,426 (2023 ACS)

Your salary is below the Oregon median. Negotiating a raise, switching roles, or relocating can help close the gap.

Source: Oregon median household income ($80,426). Comparison divides your gross salary by the state median. Data drawn from the latest available U.S. Census Bureau ACS estimates for Oregon.

Effective rate 24.7%Marginal federal 12%

Full breakdown

Paycheck Estimate — 2026

US State Paycheck Calculator · usstatepaycheckcalculator.com · Generated August 12, 2026

Inputs

Gross pay	$65,000.00 / annual
Pay type	Salary
State	Oregon
Filing status	Single
Allowances	0
401(k) contribution	—
Health (pre-tax / period)	—
HSA (pre-tax / period)	—
Other pre-tax / period	—

Results

Take-home — Oregon

Line item	Per annual	Annual
Gross pay	$65,000.00	$65,000
Federal income tax	−$5,620.00	−$5,620
State income tax	−$5,451.50	−$5,452
Social Security (6.2%)	−$4,030.00	−$4,030
Medicare (1.45% + 0.9% over threshold)	−$942.50	−$943
Pre-tax deductions	−$0.00	−$0
Net take-home	$48,956.00	$48,956

Effective tax rate: 24.7% · Marginal federal: 12%

Estimate only — not tax or payroll advice. Based on 2026 IRS federal brackets, FICA rates (Social Security wage base $184,500), and the selected state's published tax rules. Excludes itemized deductions, household credits, local/city/county taxes, employee-paid SUI/SDI, garnishments, post-tax benefits, equity compensation, and bonus/special supplemental withholding.

Before you download

Assumptions & Notes

These are the exact rules and constants used to produce your results — the same content included in the PDF report.

Filing status

Single

Std. deduction

$16,100

SS wage base

$184,500

Addl Medicare @

$200,000

Model coverage

What this calculation covers

A quick snapshot of which tax categories are actually applied to your current inputs — and which are intentionally excluded.

3 modeled7 excluded

Modeled in this result

Federal income tax
2026 IRS brackets (Rev. Proc. 2025-32) with standard deduction
FICA — Social Security & Medicare
6.2% up to $184,500 wage base + 1.45% + 0.9% Additional Medicare surtax
Oregon state income tax
2026 published brackets or flat rate on wages after pre-tax deductions

Excluded from this result

Itemized deductions (SALT, mortgage, charitable)
Standard deduction always applied
Tax credits (CTC, EITC, care, education, energy, ACA)
Would reduce final tax owed
Local / city / county income taxes
e.g. NYC, Philadelphia, Ohio localities
Employee SUI / SDI / PFML
e.g. CA, NJ, NY, WA state disability & paid family leave
Equity comp & supplemental bonus withholding
RSUs, ISOs, ESPP, 22% bonus rule
Roth 401(k) & post-tax insurance
Doesn't reduce taxable wages but does reduce take-home
Wage garnishments & child support
Court-ordered withholdings from net pay

See the full excluded list — with per-item explanations — in "What's not modeled" below.

Transparency

What's not modeled

Review the deductions, credits, and exemptions this estimator intentionally excludes — so you know what to double-check before relying on the numbers or downloading the PDF.

2026 Net Pay Breakdown

Where every dollar goes

Filing: SingleOregonTax year 2026

Line item	Per annual paycheck	Annual
Gross wages	$65,000.00	$65,000
Federal income tax
Federal income tax (IRS brackets) Marginal bracket 12% · 2026 IRS Rev. Proc. 2025-32	−$5,620.00	−$5,620
FICA payroll taxes
Social Security (6.2%) 6.2% of FICA wages, up to $184,500 cap	−$4,030.00	−$4,030
Medicare (1.45%) No wage cap — applies to every dollar of FICA wages	−$942.50	−$943
Additional Medicare (0.9%) Not applicable — kicks in over $200,000 for Single	−$0.00	−$0
Total FICA	$4,972.50	$4,973
State income tax
Oregon state income tax Progressive brackets applied to state taxable wages	−$5,451.50	−$5,452
Total withholding
Total taxes + deductions	$16,044.00	$16,044
Net take-home pay	$48,956.00	$48,956

Calculated using 2026 IRS federal brackets (Rev. Proc. 2025-32), the $184,500 Social Security wage base, a $16,100 standard deduction for Single, and the Oregon 2026 state tax rules. Pre-tax 401(k) reduces federal taxable wages but is still subject to FICA; health and HSA contributions reduce both federal and FICA wages. Estimate only — not tax advice.

Oregon results breakdown

Federal, state & local — line-by-line dollar amounts

Computed live from your inputs on $65,000 annual gross, filing Single, annual.

Line item	Per annual	Annual
Earnings
Gross pay	$65,000.00	$65,000.00
Federal & FICA
Federal income tax 2026 IRS brackets (Rev. Proc. 2025-32)	−$5,620.00	−$5,620.00
Social Security (6.2%) Capped at $184,500 wage base	−$4,030.00	−$4,030.00
Medicare (1.45% + 0.9% > $200k)	−$942.50	−$942.50
Federal + FICA subtotal	−$10,592.50	−$10,592.50
Oregon state income tax
Oregon state income tax (4.75%–9.9%) Form OR-40 brackets before local layers	−$5,386.50	−$5,386.50
Oregon PIT subtotal	−$5,386.50	−$5,386.50
Oregon local & transit layers
Statewide Transit Tax (STT, 0.1%) Mandatory on all Oregon wages	−$65.00	−$65.00
Oregon local layer subtotal	−$65.00	−$65.00
Totals
Total tax withheld	−$16,044.00	−$16,044.00
Net take-home	$48,956.00	$48,956.00

Effective tax rate: 24.7% of gross. Oregon PIT excludes locals; the Statewide Transit Tax (STT) is always withheld statewide; PFA, SHS, and Eugene CSPT only show when the corresponding toggle is on above. TriMet and LTD are employer-paid and never appear on your paycheck.

Oregon local taxes — results breakdown

Per-tax base, rate, threshold & dollar impact on this paycheck

Computed from your $65,000 annual gross ($65,000 Oregon taxable), filing Single, paid annual.

Tax	Taxable base	Rate	Threshold	Per annual	Annual $
Statewide Transit Tax (STT)	All Oregon gross wages	0.10%	None — dollar one	−$65.00	−$65.00
Multnomah PFA (toggle off)	—	1.5% / 3.0%	$125,000 Single	—	$0
Metro SHS (toggle off)	—	1.00%	$125,000 Single	—	$0
Eugene CSPT (toggle off)	—	0.44%	None	—	$0
TriMet Payroll Tax (employer)	TriMet-district wages	0.8137%	Employer-paid — not withheld	—	$0
Lane Transit District (employer)	LTD-district wages	0.79%	Employer-paid — not withheld	—	$0
Total Oregon local layer				−$65.00	−$65.00

Sources: ORS 320.550 (STT), Multnomah County Code Ch. 11.500 (PFA), Metro Code Ch. 7.05 (SHS), Eugene Code Ch. 3.750 (CSPT), ORS 267.385 (TriMet / LTD). Taxable base uses gross minus pre-tax deductions; the widget conservatively applies PFA / SHS to the same base (actual filing may differ after itemized subtractions).

Pay-frequency comparison

Oregon take-home — annual, monthly, biweekly & weekly at a glance

Enter your Oregon income once and see net pay across every pay frequency instantly. Uses the same 2026 federal + Oregon PIT (4.75–9.9%) + FICA + STT engine as the calculator above; toggle local taxes to layer PFA / SHS / Eugene CSPT on top.

Annual gross income

Filing status

401(k) pretax

STT 0.1% (always on)

Detailed per-pay breakdown for biweekly pay (every 2 weeks, 26 paychecks per year)
Line item	Per biweekly	Annual
Gross pay	$2,884.62	$75,000
Federal taxes (income + FICA)	−$515.67	−$13,408
Federal income tax (withholding)	−$295.00	−$7,670
Social Security (6.2%)	−$178.85	−$4,650
Medicare (1.45% + 0.9% add’l)	−$41.83	−$1,088
Oregon state income tax	−$240.83	−$6,262
Oregon personal income tax (4.75–9.9%)	−$240.83	−$6,262
Oregon local & transit taxes	−$2.88	−$75
Statewide transit tax (0.1%)	−$2.88	−$75
Pretax deductions	$0.00	$0
No pretax deductions entered.
Net take-home	$2,125.23	$55,256
Total taxes withheld	−$759.38	−$19,744
Effective tax rate	26.33% of gross

Same engine as the main calculator, restricted to Oregon. Assumes standard deduction, no allowances, and pre-tax deductions limited to the 401(k) percent set above. For full detail (health/HSA/dependents, hourly pay, YTD projection, PDF export), use the calculator at the top of this page.

Expanded line-item breakdown

Full Oregon paycheck — every subtraction, credit & local contribution

Audit your paystub the way Oregon Department of Revenue would: each line shows the formula, taxable base, and both the per-biweekly and annual amount. Includes the Oregon personal-exemption credit and federal tax subtraction (applied at filing on Form OR-40, not through payroll).

Annual gross

Filing statusPay frequencyOR-W-4 allowances

401(k) %

Health (monthly)

HSA (annual)

Local overlays

Expanded per-biweekly Oregon paycheck line items.
Line item & formula	Per biweekly	Annual
Earnings
Gross wages $90,000 annual ÷ 26 periods	+$3,461.54	+$90,000
Pretax deductions (Section 125 / 401(k))
401(k) elective deferral 6% × $90,000	−$207.69	−$5,400
Employer health premium $150/mo × 12	−$69.23	−$1,800
Federal income tax
Federal taxable wages $82,800 − $16,100 std deduction	$2,565.38	$66,700
Federal income tax withholding 2026 IRS brackets, SINGLE	−$361.00	−$9,386
FICA (Social Security & Medicare)
Social Security 6.2% 6.2% × $88,200 (cap $184,500)	−$210.32	−$5,468
Medicare 1.45% 1.45% × $88,200	−$49.19	−$1,279
Oregon state income tax
Oregon taxable wages $82,800 − $2,745 OR std deduction	$3,079.04	$80,055
OR bracket 4.75% 4.75% × $4,300 in range $0 – $4,300	−$7.86	−$204
OR bracket 6.75% 6.75% × $6,450 in range $4,300 – $10,750	−$16.75	−$435
OR bracket 8.75% 8.75% × $69,305 in range $10,750 – $125,000	−$233.24	−$6,064
Oregon tax before credits Sum of bracket amounts	$257.84	$6,704
Oregon credits & subtractions
Personal-exemption credit (1 allowance) 1 × $249/yr — capped at OR tax	+$9.58	+$249
Federal tax subtraction (est., informational) Up to $8,250 of federal tax deducted from OR taxable — saves ~$722/yr at filing	+$27.76	+$722
Oregon tax withheld (after credits) $6,704 − $249 credit	−$248.26	−$6,455
Oregon local & transit contributions
Statewide Transit Tax (STT) 0.1% × $90,000 gross	−$3.46	−$90
Multnomah PFA — off
Metro SHS — off
Eugene CSPT — off
Total taxes withheld	−$872.24	−$22,678
Net take-home	$2,312.38	$60,122
Federal marginal bracket	22% (2026)
Effective all-in rate	25.20% of gross

Credits shown with a "+" reduce the Oregon tax you owe. The federal tax subtraction is applied at year-end on Form OR-40 line 10 — it does not appear on the paycheck itself. Oregon standard deduction and personal-exemption credit are 2026 estimates; verify with the current Publication OR-17.

Interactive local tax impact

See how STT, TriMet, PFA, SHS & Eugene CSPT change your Oregon take-home

Enter your income, pick a filing status, and toggle each Oregon local / transit tax below. The widget recalculates in real time and shows the dollar impact per year and per paycheck. Employer-paid taxes (TriMet, LTD) never reduce take-home — they're shown for transparency only.

Annual gross wages

Filing status

PFA / SHS threshold: $125,000

Pay frequency

Per-paycheck impact based on this frequency

Per-tax breakdown

Total employee locals

$90/yr

$3.46 per biweekly paycheck

As % of gross

0.10%

On top of Oregon 4.75–9.9% PIT + federal + FICA

Impact on take-home

−$3.46

Reduction in each biweekly paycheck

Widget is an estimate only. STT applies to all Oregon-source wages (ORS 320.550). PFA / SHS use taxable income; the widget uses gross for a conservative upper bound — actual liability at filing reflects pre-tax deductions. TriMet (0.8137%) and Lane Transit District (0.79%) are employer-paid under ORS 267.385 and do not appear in your net pay.

GlossaryWhat do STT, TriMet, PFA, SHS & CSPT actually mean?

STTStatewide Transit Tax

Flat 0.1% withheld from every Oregon paycheck to fund ODOT public transit.

Rate: 0.1% of gross wages, no cap, dollar-one
Who pays: Every Oregon W-2 employee — resident or not
Authority: ORS 320.550 (2018)

More detail

Appears on pay stubs as 'OR STT' or 'OR Statewide Transit.' Not the same as TriMet; STT is employee-withheld and applies statewide, TriMet is employer-paid and applies only in the Portland metro transit district.

TriMetTriMet Transit District Payroll Tax

Employer-paid transit tax in the Portland metro — does NOT reduce your net pay.

Rate: 0.8137% (2026) of wages earned inside the TriMet district
Who pays: Paid by the employer, not the employee
Authority: ORS 267.385, administered by DOR

More detail

Some pay stubs show it for transparency, but it never appears in your net-pay math. Lane Transit District (LTD, 0.79%) works the same way in Eugene/Springfield.

PFAMultnomah County Preschool for All

High-earner surtax funding universal preschool in Multnomah County.

Rate: 1.5% above $125k single / $200k MFJ, then 3.0% above $250k / $400k
Who pays: Multnomah County residents (all sources) and non-residents on Multnomah-source income
Authority: Multnomah County Code Ch. 11.500 (2020 ballot)

More detail

Withholding is voluntary via Form Metro/MultCo OPT; most high earners owe a balance due at filing. Uses taxable income, not gross — pre-tax 401(k) / HSA reduces the base.

SHSMetro Supportive Housing Services

Regional high-earner surtax funding homelessness services across the Portland metro.

Rate: 1.0% above $125k single / $200k MFJ
Who pays: Residents of the Metro district (parts of Multnomah, Washington, Clackamas) and non-residents on Metro-source income
Authority: Metro Code Ch. 7.05 (2020 ballot)

More detail

Stacks on top of PFA for Portland residents — a Portland single filer at $200k owes ~$1,875 SHS + ~$1,125 PFA + STT on top of Oregon state PIT.

CSPTEugene Community Safety Payroll Tax

Eugene-only employee payroll tax funding police, fire, and community safety.

Rate: 0.44% (employee share) on wages earned inside the City of Eugene
Who pays: Anyone working inside Eugene city limits, regardless of residency
Authority: Eugene Code Ch. 3.750 (2019)

More detail

Employers pay a separate CSPT rate on top of the employee's share. Applies at the work location, not the home address.

Oregon local & transit payroll taxes

STT, TriMet, Multnomah PFA, Metro SHS & Eugene CSPT — 2026 rates and dollar impact

Oregon state income tax brackets

2026 Oregon Personal Income Tax brackets (ORS Ch. 316)

Oregon uses a four-bracket progressive Personal Income Tax administered by the Oregon Department of Revenue. Brackets are indexed each year and apply to Oregon taxable income (gross wages minus pre-tax deductions, the Oregon standard deduction, and — where eligible — the federal tax subtraction under ORS 316.680). The 9.9% top rate is one of the highest state marginal rates in the US and has no cap.

Single / Married Filing Separately
Taxable income	Rate	Tax on bracket
$0 – $4,300	4.75%	Up to $204
$4,301 – $10,750	6.75%	$204 + 6.75% over $4,300
$10,751 – $125,000	8.75%	$640 + 8.75% over $10,750
$125,001 and above	9.9%	$10,637 + 9.9% over $125,000

Married Filing Jointly / Head of Household
Taxable income	Rate	Tax on bracket
$0 – $8,600	4.75%	Up to $409
$8,601 – $21,500	6.75%	$409 + 6.75% over $8,600
$21,501 – $250,000	8.75%	$1,280 + 8.75% over $21,500
$250,001 and above	9.9%	$21,274 + 9.9% over $250,000

2026 standard deduction

$2,745 single · $5,495 MFJ / HoH · $2,745 MFS

Personal exemption credit

~$249 per exemption (indexed) — a credit, not a deduction

Federal tax subtraction

Up to ~$8,250 of federal income tax (ORS 316.680); phases out by ~$145k single / $290k MFJ

Source: Oregon Department of Revenue, Form OR-40 instructions and 2026 withholding tables. Bracket thresholds are indexed to inflation and may be refined by the Department later in the year; the four rates (4.75% / 6.75% / 8.75% / 9.9%) are set in statute under ORS 316.037.

Calculation assumptions & sources

What's included in the 2026 bracket table above

Filing status: Single / MFS uses the single-column thresholds; MFJ / QW uses the joint-column thresholds. Head of Household uses the single column with a $4,420 standard deduction (not shown).³
Standard deduction: $2,745 Single / MFS, $5,495 MFJ / QW, $4,420 HoH (indexed from 2024 base). Subtracted before applying bracket rates.²⁴
Federal tax subtraction (ORS 316.680): Up to $8,250 of federal income tax liability, phased out linearly between AGI $145,000–$155,000 single and $290,000–$310,000 MFJ. Set to $0 above the phase-out.¹⁴
Personal-exemption credit: ~$249 per taxpayer/dependent (indexed), applied after computing bracketed tax — not a deduction. Reduces the final tax number, not the taxable-income figure fed into the brackets.³⁴
Not included: Retirement-income credit, working-family household & dependent-care credit (WFHDC), Oregon 529 subtraction, itemized deductions (Schedule OR-A), Multnomah PFA⁶ / Metro SHS⁷ / Eugene CSPT⁸ (shown in separate widgets above), and the Statewide Transit Tax (0.1%, withheld separately under ORS 320.550).⁹
Pre-tax wages: Traditional 401(k) / 403(b), HSA, FSA, and Section 125 premiums reduce Oregon taxable wages before the standard deduction. Roth contributions do not.⁴

Primary sources — each citation links to the official document

1
ORS Chapter 316 — Personal Income TaxUpdated Jan 2026
§316.037 sets the 4.75% / 6.75% / 8.75% / 9.9% rate schedule; §316.680 authorizes the federal tax subtraction.
2
Oregon DOR — 2026 Withholding Tax Formulas (Pub. 150-206-436)Updated Dec 2025
Official bracket thresholds, standard deduction, and per-payroll withholding formulas.
3
Form OR-40 & OR-40-N/P Instructions (tax year 2026)Updated Jan 2026
Line-by-line rules for filing status columns, standard deduction, and personal-exemption credit.
4
Publication OR-17 — Oregon Individual Income Tax GuideUpdated Feb 2026
Plain-English explanation of subtractions, credits, pre-tax treatment, and residency rules.
5
IRS Rev. Proc. 2025-32 — 2026 federal brackets & standard deductionUpdated Oct 2025
Federal tax used in Oregon's federal-tax subtraction; also drives the federal step of net-pay math.
6
Multnomah County Preschool for All (PFA) — Code Ch. 11.500Updated Jan 2026
1.5% above $125k single / $200k MFJ, then 3.0% above $250k / $400k. Residents + non-residents on Multnomah-source income.
7
Metro Supportive Housing Services (SHS) — Metro Code Ch. 7.05Updated Jan 2026
1.0% above $125k single / $200k MFJ for Metro district residents (parts of Multnomah, Washington, Clackamas).
8
Eugene Community Safety Payroll Tax (CSPT) — Eugene Code Ch. 3.750Updated Jan 2026
Employee share ~0.44% on wages earned inside the City of Eugene; employer pays a separate CSPT rate.
9
ORS 320.550 — Statewide Transit Tax (STT)Updated Jan 2026
Flat 0.1% withheld from every Oregon paycheck to fund ODOT public-transit projects. No cap, no exemption.

Estimates only. The Oregon Department of Revenue may release final 2026 thresholds and inflation adjustments later in the year; check the citations above before filing. This calculator does not constitute tax advice.

How to calculate

How to calculate your Oregon take-home pay in 7 steps

Answer-ready walkthrough for a 2026 Oregon paycheck — from gross wages to the number that actually hits your bank account. Each step maps to a line on your paystub or Form OR-40.

1Start with annual gross wages
Multiply your hourly rate × hours × 52, or use your salary directly. Include tips, bonuses, and commissions — Oregon taxes all wage-based compensation.
2Subtract pre-tax deductions
Traditional 401(k)/403(b), HSA, FSA, and Section 125 health/dental/vision premiums reduce both federal and Oregon taxable wages. (Unlike Pennsylvania, Oregon does honor pre-tax 401(k) treatment.)
3Apply the 2026 federal brackets
After the federal standard deduction ($16,100 single / $32,200 MFJ / $24,150 HoH), run remaining income through the 10/12/22/24/32/35/37% IRS brackets (Rev. Proc. 2025-32).
4Apply the Oregon brackets from Form OR-W-4
Subtract the Oregon standard deduction (~$2,745 single / $5,495 MFJ) and, if eligible, the federal tax subtraction (up to ~$8,250). Apply 4.75% / 6.75% / 8.75% / 9.9% per the table above, then subtract the personal exemption credit (~$249 each).
5Withhold FICA on gross wages
Social Security 6.2% up to the $184,500 wage base + Medicare 1.45% on every dollar, plus an extra 0.9% Additional Medicare above $200,000. 401(k) contributions are still subject to FICA; Section 125 health premiums and HSA are not.
6Subtract Oregon transit & local layers
Withhold the 0.1% Statewide Transit Tax (STT) on all Oregon wages. Add Multnomah PFA (1.5% / 3.0%) and Metro SHS (1.0%) if you're a Portland-area resident with taxable income above $125k single / $200k joint, and Eugene CSPT (~0.44%) if you work inside Eugene city limits.
7Divide by pay frequency for take-home
Gross − pre-tax − federal − Oregon − FICA − STT (and any PFA / SHS / CSPT) = annual net. Divide by 52 (weekly), 26 (biweekly), 24 (semimonthly), or 12 (monthly). The calculator above runs this exact sequence in real time.

Form OR-W-4 completion guide

How to fill out Oregon Form OR-W-4 — line-by-line with examples

Oregon requires its own withholding certificate — Form OR-W-4 (Oregon Employee's Withholding Statement and Exemption Certificate) — because state brackets, standard deduction, and personal-exemption credit differ from the federal IRS Form W-4. If you don't file one, your employer must withhold as Single with zero allowances, which usually over-withholds. Update it whenever your life or income changes.

Line 1 — Filing status

Check Single, Married, or Married but withholding at the higher Single rate. Choose the higher Single rate if you and a spouse both work — it prevents the year-end balance due caused by double-counting the joint standard deduction.

Line 2 — Allowances

Use the OR-W-4 worksheet: start with one for yourself, add one for a non-working spouse, one per dependent claimed on your Oregon return, and adjust up for itemized deductions or down for a second job. Each Oregon allowance is worth ~$249 of annual tax credit.

Line 3 — Additional per-period withholding

Flat dollar amount added to every paycheck. Use this to cover Multnomah PFA / Metro SHS (not withheld by default), self-employment income, or investment income that would otherwise create a filing-time balance due.

Line 4 — Exempt from withholding

Only claim Exempt if you had zero Oregon tax liability last year AND expect zero this year (typical for students earning under the standard deduction). Exemption expires February 15 each year — refile OR-W-4 to keep it.

Common scenarios

Single, one job, no dependents — $60,000

Line 1: Single. Line 2: 2 allowances (self + standard deduction). Line 3: $0. Line 4: blank. Result: withholding lands within ~$150 of your actual $2.8k–$3.0k Oregon liability.

Married filing jointly, both spouses work — $75k + $65k

Both spouses file OR-W-4 as Married, higher Single rate. Line 2: 2 each (not 4). Higher earner adds $15–$25 extra per paycheck on Line 3 to cover the bracket bump. Prevents the classic ~$1,200 April surprise.

Married filing jointly, one earner, 2 kids — $95,000

Line 1: Married. Line 2: 5 allowances (self + spouse + 2 dependents + 1 for MFJ standard deduction). Line 3: $0. Result: ~$4.8k annual state withholding, no refund and no balance due.

Portland (Multnomah) resident — $180,000 single

Line 1: Single. Line 2: 2 allowances. Line 3: ~$72/paycheck extra (biweekly) to cover 1.5% PFA + 1.0% SHS on the $55k above the $125k threshold — otherwise owed as a lump sum on MultCo/Metro OPT.

Second job / gig income — $70k W-2 + $18k 1099

On the W-2 job: Line 1 Single, Line 2 1 allowance (reduce by one), Line 3 ~$65/paycheck extra to cover the 8.75% Oregon tax on the 1099 income. Alternative: pay Oregon estimated tax with Form OR-40-V quarterly.

Student earning under the standard deduction — $9,000

Line 4: check Exempt (income below Oregon's $2,745 filing threshold combined with federal dependency status means zero Oregon liability). Refile every February 15 to keep the exemption active.

Pro tip — re-file OR-W-4 when

• You marry, divorce, or gain/lose a dependent
• A spouse starts or stops working
• You move into or out of Multnomah County or the Metro district (changes PFA / SHS liability)
• You start a second job or significant 1099 side income
• You get a raise that pushes you into the 8.75% or 9.9% bracket
• Your prior-year refund or balance due exceeded ~$500

Source: Oregon Department of Revenue Form OR-W-4 instructions (rev. 2026) and Publication OR-17. Allowance value and standard deduction are indexed annually. This guide is educational — consult a CPA for complex situations (equity comp, multi-state residency, RSU vests).

Interactive OR-W-4 worksheet

Answer 6 questions — get a recommendation for each OR-W-4 line

Based on your situation this widget suggests what to enter on Line 1 (filing status), Line 2 (allowances), Line 3 (extra $ per paycheck), and Line 4 (exempt). Everything stays on your device.

1. Filing situation

2. Dependents claimed on your OR return

dependents

3. Your annual gross wages

4. Side / 1099 income

Portland-area residency (Multnomah / Metro)

I owe PFA and/or Metro SHS

Pay frequency

Zero Oregon tax liability last year?

Yes — and I expect zero again this year

Recommended OR-W-4 entries

Line 1 — Filing status

Single

Default single-column withholding.

Line 2 — Allowances

≈ $498 of Oregon tax credit (each allowance ≈ $249 in 2026).

Line 3 — Extra per paycheck

No extra withholding needed for your current inputs.

Estimated impact: Adds about $0/year to state withholding via Line 3, and reduces annual withholding by roughly $498 via 2 allowances on Line 2.

Educational estimate. Round Line 3 to the nearest $5. If your prior-year refund or balance due was larger than ~$500, adjust Line 2 (± 1 allowance ≈ ±$249/yr) or Line 3 (± $10/paycheck ≈ ±$260/yr biweekly).

Employer-ready summary

Hand this to payroll — Aug 12, 2026

Withholding inputs

Filing situation: Single
Annual gross wages: $75,000
Dependents on OR return: 0
Side / 1099 income: $0
Portland-area PFA / Metro SHS: No
Pay frequency: biweekly

Recommended OR-W-4 entries

Line 1 — Filing status: Single
Line 2 — Allowances: 2
Line 3 — Extra per paycheck: $0
Line 4 — Exempt: No

Employer applies these values to Form OR-W-4 (rev. 2026). Copy the text summary into an email or use Print / PDF for a signed handoff.

OR-W-4 withholding-change estimator

See how updating OR-W-4 changes your Oregon net pay per paycheck

Enter your current OR-W-4 (Line 1 filing status, Line 2 allowances, Line 3 extra $) and a proposed set of entries. The estimator applies 2026 Oregon brackets, standard deduction, and the ~$249 per-allowance credit to project the per-period and annual change in state withholding.

Annual gross wages

Pay frequency

Current OR-W-4

Line 1 — Filing status

Line 2 — Allowances

allowances

Line 3 — Extra per paycheck

Line 4 — Exempt

Claim exempt (no OR tax withheld)

Proposed OR-W-4

Line 1 — Filing status

Line 2 — Allowances

allowances

Line 3 — Extra per paycheck

Line 4 — Exempt

Claim exempt (no OR tax withheld)

Withholding impact

Current withholding

$212/biweekly

$5,523 / year

Proposed withholding

$228/biweekly

$5,924 / year

Change

+$15/biweekly

+$401 / year

More withheld: your Oregon withholding rises by $15 per biweekly paycheck (about $401/yr). Your net pay per paycheck drops by the same amount. Expect a larger refund or smaller balance due at filing.

Estimate uses 2026 Oregon brackets (4.75% / 6.75% / 8.75% / 9.9%), standard deduction ($2,745 single / $5,495 MFJ), and a $249 personal-exemption credit per allowance. Real payroll withholding uses the Oregon Withholding Tax Formulas (Pub. OR-W-4) with per-period tables; expect ±$1–3 per paycheck versus this projection. Does not include Multnomah PFA, Metro SHS, or Eugene CSPT — model those with the Portland-area PFA/SHS box in the worksheet above.

Official Oregon resources

Oregon OR-W-4 form & Department of Revenue guidance

Everything above is educational. Download the current forms and instructions straight from the Oregon Department of Revenue before you file with your employer.

Form

2026 Form OR-W-4 (PDF)

Fillable Oregon Withholding Statement and Exemption Certificate — 150-101-402, rev. 07-28-25. Complete Lines 1–4 and give to your employer.

Instructions

2026 Form OR-W-4 Instructions (PDF)

Line-by-line worksheet, allowance table, and exemption rules — 150-101-402-1. Read before completing Lines 2 and 4.

Calculator

Oregon Withholding Calculator

Official DOR online calculator — DOR's most accurate per-paycheck withholding estimate. Recommended by the OR-W-4 instructions themselves.

Library

2026 Oregon Forms & Publications

Master library of every 2026 Oregon tax form and publication — OR-40, OR-STT, OR-TM, OR-LTD, Metro SHS, Multnomah PFA, and more.

Overview

Oregon Personal Income Tax overview

DOR's landing page for individual filers — filing deadlines, brackets, standard deduction, credits, and payment options.

Publication

Publication OR-17 (Individual Income Tax Guide)

Comprehensive Oregon individual income tax guide — residency rules, additions/subtractions, credits, and worked examples used by preparers.

Local tax

Multnomah County Preschool for All (PFA)

Portland Revenue Division page for the 1.5% / 3.0% PFA personal income tax — rates, thresholds, withholding election, and quarterly payments.

Local tax

Metro Supportive Housing Services (SHS)

Portland Revenue Division page for the 1% Metro SHS personal income tax — $125k single / $200k joint threshold and payroll withholding rules.

Links open on official oregon.gov and portland.gov domains. If a form URL 404s partway through the year, the DOR has posted a revised revision — start at the 2026 Forms & Publications library and search by form number (e.g. 150-101-402 for OR-W-4).

OR-W-4 withholding estimator

Estimate your Oregon withholding — 6 steps + filing status & dependent adjustments

The Oregon Department of Revenue's OR-W-4 worksheet mirrors the 7-step take-home calculation above, but stops at the state-tax line to produce the number your employer withholds each paycheck. Use this sequence to sanity-check your OR-W-4 allowances before you file it.

Formula

Annual withholding = ((Gross − Pre-tax − OR standard deduction − Federal tax subtraction) × OR bracket rate) − (Allowances × ~$249)

Divide the result by pay periods (52 / 26 / 24 / 12). Add anything from OR-W-4 Line 3 (extra per-period withholding).

1Annualize gross wages
Salary × 1, hourly × hours × 52, or per-period × periods. Include recurring bonuses and commissions; exclude one-time supplemental wages (they're withheld at Oregon's flat 8% supplemental rate).
2Subtract pre-tax deductions
Traditional 401(k)/403(b), HSA, FSA, and Section 125 premiums reduce Oregon taxable wages. Roth 401(k) does NOT.
3Subtract the Oregon standard deduction
2026 amounts: $2,745 single / MFS, $5,495 MFJ / QW, $4,420 Head of Household. Itemize on OR-A only if your Oregon itemized deductions exceed these numbers.
4Subtract the federal tax subtraction (ORS 316.680)
Up to ~$8,250 of your federal income tax liability, phased out from AGI ~$145k (single) to $290k (MFJ). Skip this if fully phased out.
5Apply the 2026 Oregon brackets
4.75% / 6.75% / 8.75% / 9.9% — same table shown above. Run the taxable amount from Step 4 through it to get gross Oregon liability.
6Subtract allowance credits & divide
Multiply your OR-W-4 Line 2 allowances by ~$249 (2026 personal-exemption credit) and subtract from Step 5. Divide the annual number by pay periods, then add any Line 3 additional per-period amount. That's your OR withholding per paycheck.

Filing-status & dependent adjustments

Situation	OR-W-4 Line 1	Allowances (Line 2)	Extra $ (Line 3)
Single, one job	Single	2	$0
Married, only one spouse works	Married	3 + 1 per dependent	$0
Married, both spouses work	Married, higher Single rate	2 each (not 4)	$15–$25 on higher earner
Head of Household, 1 dependent	Single	3	$0
Second job / 1099 side income	Single	Main job − 1	~8.75% of side income ÷ periods
Multnomah / Metro resident above threshold	Match federal	Unchanged	(PFA + SHS) × income over $125k ÷ periods

Each OR allowance ≈ $249 of tax credit in 2026 (indexed). Dependents claimed on your federal return count for Oregon too.

Worked example — Single, $75,000, 2 allowances, biweekly

Step	Calculation	Amount
1 & 2	Gross − pre-tax (assume $0)	$75,000
3	− OR standard deduction (Single)	−$2,745
4	− Federal tax subtraction (est.)	−$7,500
= Taxable	Oregon taxable income	$64,755
5	Apply 4.75% / 6.75% / 8.75% brackets	≈ $5,050
6	− 2 allowances × $249	−$498
= Annual OR withholding	÷ 26 biweekly checks	$4,552 → $175/pay

Uses the same take-home steps shown above, stopped at the state-tax line. Federal-tax subtraction phases out above ~$145k single / $290k MFJ; set it to $0 for high earners.

If withholding is too low

You'll owe at filing. Reduce allowances (Line 2) or raise Line 3 by (expected shortfall ÷ remaining pay periods). Oregon charges underpayment interest above ~$1,000 balance due.

If withholding is too high

Big refund = interest-free loan to the state. Raise allowances (Line 2) — each extra allowance reduces annual withholding by ~$249. Refile OR-W-4 with HR.

Sources: Oregon Department of Revenue 2026 Withholding Formula, Form OR-W-4 instructions, and Publication OR-17. Standard deductions, personal-exemption credit, and federal-tax subtraction are indexed annually. This is a paycheck estimate — reconcile on Form OR-40 at filing.

Oregon local & transit payroll taxes

STT, TriMet, Multnomah PFA, Metro SHS & Eugene CSPT — 2026 rates and dollar impact

Oregon does not have a general local income tax, but five separate transit and program payroll taxes stack on top of the state's 4.75%–9.9% bracketed income tax. Each one has a different base, rate, threshold, and filing agency. The table below shows who pays, the 2026 rate, the income threshold (if any), and the estimated annual dollar impact on a $75,000 full-year Oregon wage earner. Hover or tap any tax name for a plain-English explanation.

Who pays	2026 rate	Threshold / base	$75k impact
All OR employees (residents & nonresidents working in OR)	0.1%	All Oregon wages, dollar one — no threshold	$75/yr (~$2.88/biweekly)
Employer (Portland-metro TriMet district); shown on pay stub	0.8137%	Employer-paid on gross wages earned in TriMet district	~$610/yr (employer cost, not withheld)
Employer (Eugene/Springfield LTD district)	0.79%	Employer-paid on gross wages in LTD district	~$593/yr (employer cost)
Multnomah County residents + nonresidents earning income in Multnomah	1.5% (up to $250k), 3.0% above	Taxable income > $125k single / $200k joint	$0 (under threshold at $75k)
Metro district residents (Multnomah, Washington, Clackamas) + nonresidents earning in Metro	1.0%	Taxable income > $125k single / $200k joint	$0 (under threshold at $75k)
Employees working in the City of Eugene	0.44% (tiered by employer wage)	Applied per paycheck on Eugene-earned wages; min-wage workers exempt	~$330/yr

What you'll actually see withheld

STT shows as "OR STT" on every Oregon paycheck. TriMet and LTD are employer-paid — you see them on the stub but they do not reduce your net. PFA and SHS only appear if your taxable income clears the $125k/$200k threshold. Eugene CSPT is withheld only for Eugene worksites.

High earner example — $200k single, Portland resident

STT ~$200 + PFA 1.5% × ($200k − $125k) = $1,125 + SHS 1.0% × ($200k − $125k) = $750. Total local layer ≈ $2,075/yr on top of Oregon's 9.9% top bracket — a material line item that most out-of-state calculators miss.

Sources: ORS 320.550 (Statewide Transit Tax), ORS 267.385 (TriMet/LTD), Multnomah County Code Ch. 11.500 (PFA), Metro Code Ch. 7.05 (SHS), Eugene Code Ch. 3.750 (CSPT). Rates current for tax year 2026; PFA and SHS thresholds are on Oregon taxable income (post-federal-adjustments), not gross wages.

Enter gross pay, not net — here's the difference

Gross pay is your salary or hourly rate before any tax or deduction — the top-line number on your offer letter. Net pay (take-home) is what actually lands in your bank account after federal tax, Oregon state tax, FICA, and pre-tax deductions come out. Type the gross figure into the calculator; it does the rest.

Gross salary

$35,000

Net / year

$27,541

Federal tax: −$2,020
OR state tax: −$2,762
Net / biweekly: $1,059

Gross salary

$50,000

Net / year

$38,281

Federal tax: −$3,820
OR state tax: −$4,074
Net / biweekly: $1,472

Gross salary

$75,000

Net / year

$55,331

Federal tax: −$7,670
OR state tax: −$6,262
Net / biweekly: $2,128

Gross salary

$100,000

Net / year

$70,731

Federal tax: −$13,170
OR state tax: −$8,449
Net / biweekly: $2,720

Gross salary

$150,000

Net / year

$100,680

Federal tax: −$24,734
OR state tax: −$13,112
Net / biweekly: $3,872

Gross vs. net Oregon salary examples for 2026 (single filer, no pre-tax deductions).
Gross salary (enter this)	Federal tax	OR state tax	Net (annual)	Net per biweekly check
$35,000	−$2,020	−$2,762	$27,541	$1,059
$50,000	−$3,820	−$4,074	$38,281	$1,472
$75,000	−$7,670	−$6,262	$55,331	$2,128
$100,000	−$13,170	−$8,449	$70,731	$2,720
$150,000	−$24,734	−$13,112	$100,680	$3,872

2026 rates, single filer, no pre-tax 401(k)/HSA/health. Net also reflects Social Security 6.2% (up to $184,500), Medicare 1.45%, and Oregon state withholding at Progressive 4.75%–9.9%.

• Salaried? Enter your annual gross ($75,000 in the example above) and pick Annual.
• Hourly? Enter your hourly rate (e.g. $25/hr) and hours per week — the calculator annualizes for you.
• Paid biweekly? Enter your biweekly gross (e.g. $2,885) and pick Biweekly. Do not enter your take-home from your last stub.
• Add pre-tax deductions (401(k) %, HSA, health premiums) in the deduction fields — the calculator subtracts them before federal and Oregon state tax.

Oregon Tax Information 2026

State Income Tax	Progressive brackets
Federal Brackets	10% / 12% / 22% / 24% / 32% / 35% / 37%
Social Security	6.2% up to $184,500
Medicare	1.45% (+0.9% above $200,000)
Standard Deduction (single)	$15,000

Progressive 4.75%–9.9%.

Common Oregon Salaries — Take-Home Estimates

Single filer, no pre-tax deductions, 2026 rates.

Annual	Federal	OR State	Net Biweekly	Net Annual
$35,000	$2,020	$2,762	$1,059	$27,541
$50,000	$3,820	$4,074	$1,472	$38,281
$75,000	$7,670	$6,262	$2,128	$55,331
$100,000	$13,170	$8,449	$2,720	$70,731
$150,000	$24,734	$13,112	$3,872	$100,680

Keep this state at the top of your quick nav.

Nearby states

Bordering Oregon — compare take-home pay across state lines.

Popular states

How we calculate your Oregon paycheck

Enter gross pay — your salary or hourly wage before any taxes or deductions come out. The calculator does the pre-tax math for you; do not subtract your 401(k), HSA, or health premiums first. The 2026 engine then runs the same six-step pipeline for every Oregon paycheck:

1. Annualize gross wages. Weekly × 52, biweekly × 26, semimonthly × 24, or monthly × 12 — so all withholding tables see the same annual figure.
2. Subtract pre-tax deductions. Traditional 401(k)/403(b), HSA, FSA, and Section 125 health/dental/vision premiums are removed from federal and Oregon state taxable income. Roth 401(k) and after-tax deductions are not subtracted here.
3. Apply 2026 federal income tax. IRS brackets 10%–37%, standard deduction, and your W-4 filing status and dependents.
4. Withhold FICA. Social Security 6.2% up to the 2026 wage base of $184,500, plus Medicare 1.45% on all wages and an additional 0.9% Medicare on wages above $200,000. FICA applies to 401(k) contributions but not to Section 125 or HSA.
5. Apply Oregon state and local tax. Progressive 4.75%–9.9%. These rates apply to your post-pre-tax-deduction wages using your state withholding certificate. Local layer: Portland-metro residents owe TriMet transit tax (0.8137% of wages, employer-paid but visible on your stub), Multnomah County Preschool for All (1.5%–3% on income above $125k single / $200k joint), and Metro Supportive Housing Services (1% on income above $125k / $200k). Eugene also levies a 0.44% Community Safety Payroll Tax.
6. Subtract post-tax items. Roth contributions, garnishments, and voluntary post-tax benefits reduce net pay but do not lower taxable income. The remainder is your take-home, which the calculator divides back by pay frequency for per-check net.

Results are estimates for 2026 W-2 wages and are not a substitute for Form W-4, your Oregon withholding certificate, or advice from a licensed tax professional.

Keep exploring Oregon paycheck math with related calculators from US State Paycheck Calculator:

Oregon paycheck FAQs

Progressive 4.75%–9.9%. US State Paycheck Calculator applies these brackets to your taxable wages after pre-tax deductions.